This Privacy Policy explains how Zebra Majestosa Lda ("we", "us") collects, uses, and protects personal data in the Vossa mobile app ("App") in accordance with the General Data Protection Regulation (GDPR) and other applicable laws.

What We Collect:

• Email address – used for login and account identification via Firebase Authentication
• Transaction data – amount, date, description, and category
• Optional voice inputs or receipt images – used to interpret and categorize expenses
• Anonymous usage statistics – collected via analytics tools
• Marketing tracking data – collected through services like Meta Pixel

We do not collect or store banking credentials, payment information, or other sensitive financial data.

How Your Data Is Processed:
Email and transaction data are stored securely in Firebase, a GDPR-compliant infrastructure operated by Google.
→ Learn more about Firebase Privacy and Data Handling

Voice and image inputs may be processed through the OpenAI API to generate categorized expense outputs.
No voice or image data is stored by OpenAI.
→ See OpenAI API Data Usage Policy

Analytics and Tracking:
Google Analytics is used to track anonymous app usage patterns, such as session length, feature interaction, and general app performance.

Meta Pixel may be used on our website and in promotional content to track conversions and optimize ads. This may involve anonymous user behavior data (e.g. clicks or page views).

No personally identifiable data is shared through these tools.

User Rights:
We are committed to upholding the highest standards of data protection in line with GDPR regulations, and you have the right to:

• Access, correct, or delete your personal data
• Restrict or object to how we process your data
• Request a copy of your data in portable format
• Withdraw your consent at any time (where applicable)
• You can exercise these rights by contacting us at support@vossa.app

Data Security:
All communications are encrypted via HTTPS
Authentication and data control are handled through Firebase Authentication

We follow industry-standard security practices to protect your data


Contact
If you have any questions or data requests, reach out to:
📧 support@vossa.app

Please read these Terms of Service ("ToS") carefully before using the Vossa mobile application ("App"), developed and provided by Zebra Majestosa Lda ("Company", "we", or "us"). By accessing or using the App, you agree to be bound by these ToS.

Use and Restrictions:

• The App is designed for personal budgeting use only.
• You must not use the App for any unlawful, abusive, or misleading purposes.
• You're responsible for the content you input, and for following all applicable local laws.

Subscription-Based Services:
Vossa offers two subscription options:
Free Plan:

• Up to 30 transactions per month
• Manual entry and voice input
• Access to standard categories

Premium Plan:

• Unlimited transactions
• Receipt scanning (OCR), voice and manual entry
• Create and manage custom categories

Pricing and Renewal:

• Premium is billed either $3.99/month or $2.99/month when paid annually.
• All subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period.
• If you upgrade during an active subscription, you will only be charged the difference.
• Downgrades take effect after the current billing cycle ends.
• Subscription management and cancellations must be done through your App Store or Google Play account.

Platform Terms:
The use of Vossa is also subject to the standard terms and conditions of the platform where the App is downloaded, including the Apple App Store and Google Play Store.

By using Vossa, you acknowledge that you have read, understood, and agreed to these Terms of Service.
For questions, contact us at support@vossa.app

This End User License Agreement ("Agreement") is a legal agreement between you ("User") and Zebra Majestosa Lda ("Company", "we", or "us") regarding your use of the Vossa mobile application ("App"). By installing, accessing, or using the App, you agree to be bound by the terms of this Agreement.

License Scope:
You are granted a limited, non-exclusive, non-transferable license to use the App on devices you own or control, solely for personal and non-commercial use.

Restrictions:
You may not:

• Reverse engineer, decompile, disassemble, or modify any part of the App
• Distribute, resell, sublicense, or make the App available to third parties
• Use the App in violation of any laws or to facilitate unlawful activities

Ownership:
All rights, title, and interest in the App and its content (including code, branding, UI, and design) remain the exclusive property of Zebra Majestosa Lda. You are granted usage rights, not ownership.

Limitation of Liability:
The App is provided "as is", without warranties of any kind.
We do not guarantee uninterrupted service or accuracy of data interpretations.
To the maximum extent permitted by law, we are not liable for any direct, indirect, incidental, or consequential damages arising from your use or inability to use the App.

Termination:
This license is effective until terminated. It will terminate automatically if you violate any term of this Agreement. Upon termination, you must delete the App and all related materials from your device(s).

Governing Law:
This Agreement shall be governed by and interpreted in accordance with the laws of Portugal.
Any legal disputes will be handled in the courts of Portugal, unless otherwise required by applicable consumer protection laws.

Contact:
If you have questions or concerns about this EULA, please reach out to us at:
📧 support@vossa.app